GoExch9 Deposit Guide: Step by Step for UPI, PhonePe, Paytm, Card and Net Banking

To deposit on GoExch9, log in, open Deposit in your panel, pick UPI, PhonePe, Paytm, card or net banking, enter at least ₹500, pay to the details the panel shows, and submit the UTR or reference number. Your first deposit also gets a 100% new-user bonus, with terms. Below, we walk through each payment method separately, show exactly where each app hides the UTR, and explain what to do when money leaves your bank but doesn’t reach your balance.

The Basics: ₹500 Minimum, First-Deposit Bonus and the Own-Name Rule

Three things apply whichever method you use, so get them clear before you open a payment app.

• Minimum deposit is ₹500. Anything lower won’t go through the Deposit form. For a first deposit, ₹500 is also a sensible test of the whole route from your bank to your balance.
• Your first deposit gets a 100% new-user bonus. Deposit ₹500 and you get ₹500 bonus on top. Terms apply, including play-through conditions before bonus money can be withdrawn. Bonus money isn’t cash you can take out straight away, so ask our team on WhatsApp to explain the conditions before you deposit.
• Pay from an account in your own name. Withdrawals only go to a bank or UPI account in your name that matches the name on your ID. Depositing from the same account keeps everything traceable.

You can deposit yourself from the panel at any hour, and our team on WhatsApp can help if you get stuck. If you don’t have an ID yet, the GoExch9 register steps get you one first; a new real ID shows ₹0 until your first deposit lands.

Depositing with Any UPI App (Google Pay, BHIM and Others)

UPI is what most of our users pick, because the money usually shows up fastest when the UTR is entered correctly. The flow:

One habit saves a lot of trouble: open Deposit fresh every time. Payment details can change, and a UPI ID saved from last week is the commonest reason a deposit goes unmatched.

PhonePe and Paytm: Same Flow, Different UTR Screens

The panel steps are identical to the UPI flow above. What trips people up is finding the right number afterwards, because both apps show more than one ID on the receipt.

PhonePe

Tap History at the bottom, then tap the payment. You’ll see a Transaction ID that starts with letters, and below it a UTR, a 12-digit number. We need the UTR. The long PhonePe transaction ID won’t match anything on our side.

Paytm

Open Balance & History (or tap the payment in your recent activity), then open the transaction. Look for UPI Ref No.: that 12-digit number is your UTR. Ignore the Paytm order ID.

Debit or Credit Card

1. Tap Deposit, choose Card and enter the amount (₹500 or more).
2. Enter your card details on the payment page that opens from the panel, never in a chat or a form someone sends you.
3. Your bank sends an OTP. Type it only into your bank’s verification page. Nobody from GoExch9 will ever ask you to read it out.
4. When the payment page confirms, return to the panel and check your balance.

Card payments don’t have a UPI-style UTR. If you need to raise a query, use the transaction or reference number on the payment confirmation, or the one in your bank’s SMS. Some banks decline card payments to gaming merchants. If yours does, switch to UPI or net banking instead of trying the same card five times, which can get the card temporarily blocked by your bank.

Net Banking and IMPS

Choose Net banking in Deposit, pick your bank from the list, and log in on your bank’s own page to approve the payment. Check that the address bar shows your bank’s real website before you type your banking password.

If you pay by IMPS or bank transfer to account details shown in the panel, add the exact account number and IFSC as a new payee in your bank app. The confirmation screen then gives you a reference number (often called a UTR or RRN, usually 12 digits). Enter that in the Deposit form just as you would with UPI. A new payee can take a little time to activate at some banks, so for a first deposit, UPI is usually simpler.

UTR Finder: Where Each Method Shows Your Reference

Deposit Not Credited: What to Check and What to Send

Most “missing” deposits come down to one of four things: a wrong or missing UTR, an amount that doesn’t match the request, payment to old details, or a payment that actually failed at the bank. Work through it in this order.

1. Check the status in your payment app. If it says failed or pending, the money hasn’t reached us. A failed UPI debit is normally returned to your account by your bank. Pending usually settles on its own once the bank’s system catches up.
2. If it says successful, check what you submitted. Did you paste the UTR, not the app’s own transaction ID? Did the amount match?
3. Don’t pay again. A second payment doesn’t push the first one through. It just creates another transaction to trace.
4. Message our team on WhatsApp with your username and the four details below.

Here’s a worked example. Priya pays ₹500 from PhonePe at 8:42 pm before an IPL match, but types the PhonePe transaction ID into the form instead of the UTR. Her balance stays at ₹0. She messages: “Username priya_k, ₹500 via PhonePe, 8:42 pm today, UTR 4271XXXXXXXX, screenshot attached.” Our team finds the payment by its UTR and credits it, along with her first-deposit bonus under its terms. We don’t promise a fixed time, and queries are slower when lots of people deposit right before a match starts, so it’s worth depositing a little before the toss. For more ready-to-send messages, see our support message templates.

Keep Deposits Inside Your Budget

Decide your monthly amount before you open the Deposit screen, not after a losing session. Never deposit to win back a loss, and don’t top up more than you planned just because a bonus is on offer. If you want a hard stop, our team can set a deposit limit on your ID, pause it for 7 days, 30 days or 6 months, or close it. Just ask on WhatsApp. The responsible-use page explains each tool. Betting carries real risk of loss, and rules differ by state and country, so check the law where you live.

When you’re ready to take money out, the withdrawal guide covers the ₹500 minimum and the own-name account rule from the other side.

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